Rescue One Learning Center

How to Have a Great Holiday Season Without Incurring Credit Card Debt

December 3rd, 2015|Comments Off on How to Have a Great Holiday Season Without Incurring Credit Card Debt

It's time for another holiday season. As you dust off the holiday decorations and start making your [...]

The Right Time To Seek a Debt Consolidation Loan

December 1st, 2015|Comments Off on The Right Time To Seek a Debt Consolidation Loan

As 2015 draws towards a close, it might be a good time to take stock of your [...]

Holiday Debt Hangover – How to Deal With Credit Card Debt Left Over From the Holidays

November 27th, 2015|Comments Off on Holiday Debt Hangover – How to Deal With Credit Card Debt Left Over From the Holidays

Young man with hangover in Santa hat The holiday season is over, the decorations are [...]

Why Debt Settlement Provides Better Debt Relief Than Bankruptcy

November 20th, 2015|Comments Off on Why Debt Settlement Provides Better Debt Relief Than Bankruptcy

With escalating credit card and student loan debt affecting millions of Americans, many borrowers are being left [...]

The Holidays on a Budget

November 13th, 2015|Comments Off on The Holidays on a Budget

Don't you just look in wonder at people who make through the holidays with their personal finances [...]

Tis’ the Season to Avoid Credit Card Debt

November 4th, 2015|Comments Off on Tis’ the Season to Avoid Credit Card Debt

The holiday season was designed to bring joy and excitement to the masses after a busy year [...]

Does Your Business Need a Working Capital Boost?

November 2nd, 2015|Comments Off on Does Your Business Need a Working Capital Boost?

Working capital is the life-blood of any business with hopes of turning a profit. As a business [...]

New Facebook Patent For Lenders

October 28th, 2015|Comments Off on New Facebook Patent For Lenders

With every advancement in technology comes consequences. In some cases, those consequences turn out to be unintended. [...]

Why Debt Settlement is Better Left to the Professionals

October 22nd, 2015|Comments Off on Why Debt Settlement is Better Left to the Professionals

Couple meeting with a debt settlement professional at Rescue One Financial Whether the wounds are [...]

How to Keep History from Repeating Itself Once the Bankruptcy Waiting Period is Over

October 20th, 2015|Comments Off on How to Keep History from Repeating Itself Once the Bankruptcy Waiting Period is Over

How to Keep History From Repeating Itself Once the Bankruptcy Waiting Period is Over After [...]

When Paying Your Bills is Not Enough: Is Bankruptcy the Answer?

October 15th, 2015|Comments Off on When Paying Your Bills is Not Enough: Is Bankruptcy the Answer?

When Paying Your Bills is Not Enough: Is Bankruptcy the Answer? There are times when [...]

Can Your Fiance’s Credit Score be Affected by Yours When You Get Married?

October 13th, 2015|Comments Off on Can Your Fiance’s Credit Score be Affected by Yours When You Get Married?

Can Your Fiance's Credit Score be Affected by Yours When You Get Married? When a [...]

Sleepless Nights Because of Debt? You Need Help!

October 8th, 2015|Comments Off on Sleepless Nights Because of Debt? You Need Help!

Debt is a difficult thing for most people to deal with on a regular basis. Aside from [...]

Things Your Parents Never Told You About Bankruptcy

October 6th, 2015|Comments Off on Things Your Parents Never Told You About Bankruptcy

Bankruptcy If your parents ever went through or considered filing for bankruptcy, there is a [...]

The Survival Guide for Escalating Debt Problems

September 29th, 2015|Comments Off on The Survival Guide for Escalating Debt Problems

Survive Debt With Financial Freedom! When you question a typical American about their biggest personal [...]

Credit Cards – Knowing When to Hold Them and When to Fold Them

September 25th, 2015|Comments Off on Credit Cards – Knowing When to Hold Them and When to Fold Them

Credit Cards - Hold Them or Fold Them? Acquiring and using credit cards has become [...]

5 Ways That Preparing a Monthly Budget Can Keep You Debt Free

September 23rd, 2015|Comments Off on 5 Ways That Preparing a Monthly Budget Can Keep You Debt Free

Prepare a budget! Have you been losing track of your monthly expenditures? Do you have [...]

Should You Guarantee Personal Loans for Family Members?

September 18th, 2015|Comments Off on Should You Guarantee Personal Loans for Family Members?

You get a call from a family member and they just got denied while trying to qualify [...]

What To Do When Student Debt Payments are Scheduled to Begin and You’re Not Working

September 16th, 2015|Comments Off on What To Do When Student Debt Payments are Scheduled to Begin and You’re Not Working

Student Loan Debt You graduated from college six months ago and the time has come [...]

How to Handle Financial Emergencies Without Using Credit Cards

September 15th, 2015|Comments Off on How to Handle Financial Emergencies Without Using Credit Cards

According to definition, an emergency is an unexpected event that creates risk to one's well-being and demands [...]

Low Interest Consumer Loans Fit Well During the Holidays

September 14th, 2015|Comments Off on Low Interest Consumer Loans Fit Well During the Holidays

With Fall fast approaching, it means the holiday season is just around the corner. You might not [...]

Why Debt Management Companies Recommend Debt Consolidation

August 27th, 2015|Comments Off on Why Debt Management Companies Recommend Debt Consolidation

Over the last five years or so, it would seem that debt management companies have been kept [...]

How Debt Management Saves Financial Lives

August 25th, 2015|Comments Off on How Debt Management Saves Financial Lives

It is a shame that the educational system in America provides very little education about managing personal [...]

How to Rebuild Your Credit Score After Bankruptcy

August 20th, 2015|Comments Off on How to Rebuild Your Credit Score After Bankruptcy

The time has come for you to get back into the personal finances game. You have completed [...]

How Early Holiday Shopping Can Help You Avoid Accumulating Credit Card Debt

August 18th, 2015|Comments Off on How Early Holiday Shopping Can Help You Avoid Accumulating Credit Card Debt

Some people might feel summer is a crazy time to start think about the holidays and spending. [...]

Why It’s so Hard to Stay Debt Free and How to Keep Yourself Accountable

August 13th, 2015|Comments Off on Why It’s so Hard to Stay Debt Free and How to Keep Yourself Accountable

Far too many times, people find themselves confronted with debt issues without realizing how it happened so [...]

Why Debt Settlement is Preferred over Bankruptcy

August 11th, 2015|Comments Off on Why Debt Settlement is Preferred over Bankruptcy

During your lifetime, you will be faced with literally thousands of important financial decisions that could have [...]

How to Deal with Medical Debt When Your Health Insurance is Insufficient

August 6th, 2015|Comments Off on How to Deal with Medical Debt When Your Health Insurance is Insufficient

Understanding healthcare insurance policies is a difficult thing to do even for the agents who are selling [...]

The 7 Most Important Things to Include in Your Monthly Budget

August 4th, 2015|Comments Off on The 7 Most Important Things to Include in Your Monthly Budget

The most tried and true method of avoiding unnecessary debt problems is by learning to manage your [...]

How to Get the College Education You Want Without Incurring Student Debt

July 31st, 2015|Comments Off on How to Get the College Education You Want Without Incurring Student Debt

Over the last few years, the importance of an advanced education has never been more apparent. With [...]

Can Debt Settlement Keep You From the Grips of Bankruptcy?

July 27th, 2015|Comments Off on Can Debt Settlement Keep You From the Grips of Bankruptcy?

When credit card debt builds to the point of keeping you awake at night, it is time [...]

5 Reasons Why American Consumers Fall Prey to Credit Cards

July 24th, 2015|Comments Off on 5 Reasons Why American Consumers Fall Prey to Credit Cards

With over $11.86 trillion, that's trillion, in total personal debt, America has become a country that thrives [...]

Joint Credit Card Accounts With Your Spouse Will Affect Your Credit Score, This is How:

July 20th, 2015|Comments Off on Joint Credit Card Accounts With Your Spouse Will Affect Your Credit Score, This is How:

Of all the decisions a married couple has to make, the treatment of credit cards is often [...]

Just Received Your Annual Bonus? Pay Off Debt or Save?

July 17th, 2015|Comments Off on Just Received Your Annual Bonus? Pay Off Debt or Save?

Whether it is predetermined or comes as a surprise, everyone enjoys getting a bonus reward from work. [...]

Why Closing Your Credit Card Might Actually Hurt Your Credit Score

July 16th, 2015|Comments Off on Why Closing Your Credit Card Might Actually Hurt Your Credit Score

From the beginning of your adult life until death, your credit score is going to be used [...]

3 Ways That Foreclosure Impacts Your Credit Situation

July 14th, 2015|Comments Off on 3 Ways That Foreclosure Impacts Your Credit Situation

Home ownership is one of the most important parts of the "American dream." To own a piece [...]

5 Indicators That Say Your Debt Situation is About to go South

July 10th, 2015|Comments Off on 5 Indicators That Say Your Debt Situation is About to go South

Based on information reported by the Federal Reserve in June 2015, Americans seem to be having a [...]

The Hidden Dangers of Managing Your Finances Using Mobile Apps

July 6th, 2015|Comments Off on The Hidden Dangers of Managing Your Finances Using Mobile Apps

For decades, the goals of innovation and technology have been to make life more exciting and convenient. [...]

Is Dining Out Eating Away at Your Funds? 13 Ways to Scale Back

July 1st, 2015|Comments Off on Is Dining Out Eating Away at Your Funds? 13 Ways to Scale Back

One of the major changes in American culture over the last 25 years is the rise of [...]

Simple Methods For Improving Your Personal Finance IQ

June 30th, 2015|Comments Off on Simple Methods For Improving Your Personal Finance IQ

It is inexplicable why they don't teach courses in high school and college on how to manage [...]

Mastering Your Credit Scores: 5 step guide

June 25th, 2015|Comments Off on Mastering Your Credit Scores: 5 step guide

Your credit score is the life-blood of your financial existence. It's one of the primary factors that [...]

This is How Debt Settlement Will Affect Your Family and Loved Ones

June 23rd, 2015|Comments Off on This is How Debt Settlement Will Affect Your Family and Loved Ones

Unless you are single with no viable connection to your birth family, the financial decisions you make [...]

What Are My Rights Under The Fair Debt Collection Practices Act?

June 18th, 2015|Comments Off on What Are My Rights Under The Fair Debt Collection Practices Act?

When the debt collection calls begin, you might decide to react with embarrassment, anger or avoidance. The [...]

Debt Consolidation: An Ultimate Way to Emerge From Financial Insecurity

June 11th, 2015|Comments Off on Debt Consolidation: An Ultimate Way to Emerge From Financial Insecurity

Even during your darkest days of financial insecurity, you need to keep your wits about so you [...]

8 Reasons Debt Will Change the Way You Think About Everything

June 9th, 2015|Comments Off on 8 Reasons Debt Will Change the Way You Think About Everything

In America, debt has become part of the culture. Americans seem to have little hesitation towards using [...]

When is the Best Time to Consider Consumer Credit Counseling?

June 5th, 2015|Comments Off on When is the Best Time to Consider Consumer Credit Counseling?

In a best case scenario, consumer debt (credit cards, personal loans) is incurred and used to make [...]

What are the Best Debt Consolidation Loans to Consider in 2015?

June 2nd, 2015|Comments Off on What are the Best Debt Consolidation Loans to Consider in 2015?

Based on data provided by the Federal Reserve in 2014, there were almost 1.9 billion credit cards [...]

What You Need to Know About Your Debt to Income Ratio

May 26th, 2015|Comments Off on What You Need to Know About Your Debt to Income Ratio

In the financial world, personalities have very little to no relevance. Everyone and everything is identified in [...]

3 Financial Worries That Keep You Awake at Night

May 26th, 2015|Comments Off on 3 Financial Worries That Keep You Awake at Night

Life, even “the good life”, comes with more than its fair share of stress and aggravation. It [...]

5 Ways to Prevent Personal Financial Disaster

May 22nd, 2015|Comments Off on 5 Ways to Prevent Personal Financial Disaster

With $11.7 trillion in aggregate debt and $882 billion in credit card debt (Federal Reserve survey, 2014), [...]

3 Negative Credit Events to Avoid at All Costs

May 5th, 2015|Comments Off on 3 Negative Credit Events to Avoid at All Costs

It is incumbent on every single person to do whatever they possibly can to protect their financial [...]

Top 3 Credit Monitoring Tools

April 30th, 2015|Comments Off on Top 3 Credit Monitoring Tools

The importance of your credit score cannot be understated. It isn't just lenders that use your credit [...]

Why do Some Consumers Get Stuck with Bad Credit

April 28th, 2015|Comments Off on Why do Some Consumers Get Stuck with Bad Credit

There are times when having bad credit seems like part of an epidemic in America. According to [...]

3 Reasons to Spring Clean Your Finances

April 23rd, 2015|Comments Off on 3 Reasons to Spring Clean Your Finances

Prior to the start of summer, many American households take the opportunity to do some old-fashioned spring [...]

Pros and Cons of Transferring Credit Card Balances

April 21st, 2015|Comments Off on Pros and Cons of Transferring Credit Card Balances

It's safe to say Americans spend too much time fusing over credit card balances. According to a [...]

Do Credit Cards Help Build or Increase Credit Scores

April 16th, 2015|Comments Off on Do Credit Cards Help Build or Increase Credit Scores

Sometimes, credit cards get a bad rap. It's not really the credit card's fault. After all, it's [...]

Consumer Debt Vs Business Debt

April 14th, 2015|Comments Off on Consumer Debt Vs Business Debt

No matter where you go or what you are doing in America, debt seems to be a [...]

5 Smart Ways to Use your Tax Refund

April 9th, 2015|Comments Off on 5 Smart Ways to Use your Tax Refund

Every year, the tax man comes a knocking around April 15th. He is on the prowl for [...]

Best Ways to Stretch Every Dollar to Stay Debt-Free

April 7th, 2015|Comments Off on Best Ways to Stretch Every Dollar to Stay Debt-Free

While it's true that most Americans deal with debt as though it's a normal part of life, [...]

5 Tips to Graduate With Low Levels of Debt

April 2nd, 2015|1 Comment

Graduating from college and embarking on a new career is supposed to be one of the most [...]

Common Mistakes To Avoid Getting Deeper in Debt

March 31st, 2015|Comments Off on Common Mistakes To Avoid Getting Deeper in Debt

In order to remain financially stable on an ongoing basis, it is very important to avoid debt [...]

How to Choose the Right Debt Management Program

March 26th, 2015|Comments Off on How to Choose the Right Debt Management Program

Whether you are currently in debt or not, it's never too late or too soon to make [...]

How to use A Debt Consolidation Program To Pay off Medical Debt

March 24th, 2015|Comments Off on How to use A Debt Consolidation Program To Pay off Medical Debt

Most debt is incurred either by choice or through a process of excessive spending behavior. The most [...]

Top 3 Reasons to Consolidate and Eliminate Credit Card Debt

March 19th, 2015|Comments Off on Top 3 Reasons to Consolidate and Eliminate Credit Card Debt

The burden of debt is something most Americans start to prepare for during their teenage years. They [...]

Best Money Secrets to Avoid Debt

March 17th, 2015|Comments Off on Best Money Secrets to Avoid Debt

While many Americans have yet to experience it, life without debt has to be pure bliss. With [...]

5 Ways to Pay Off and Stop Accumulating Debt

March 12th, 2015|Comments Off on 5 Ways to Pay Off and Stop Accumulating Debt

As debt begins to accumulated, the borrower has a choice to make. They can choose to let [...]

Why do More Americans Have More Credit Card Debt than Savings?

March 10th, 2015|Comments Off on Why do More Americans Have More Credit Card Debt than Savings?

The good news in America is that 52% of the people surveyed by Bankrate.com are saving at [...]

3 Ways to Teach Children the Value of A Dollar

March 5th, 2015|Comments Off on 3 Ways to Teach Children the Value of A Dollar

It should come as no surprise that kids often emulate the habits of their parents. When it [...]

Top 3 Worst Types of Debt

March 3rd, 2015|Comments Off on Top 3 Worst Types of Debt

There are very few people, if asked who would say that debt is a good thing. It [...]

How to Break Bad Credit Card Habits

February 26th, 2015|1 Comment

Generally, debt becomes problematic because of issues related to credit cards. The temptation to use credit cards [...]

How to Deal With Unexpected Money Problems

February 24th, 2015|1 Comment

So much of life in America is tied to financial security. It dictates where people go to [...]

Why are Millennials so Optimistic About their Finances

February 19th, 2015|Comments Off on Why are Millennials so Optimistic About their Finances

As millennials join the workforce, they bring with them a great optimism about their financial future. This [...]

The Realities of Debtor Liabilities

February 17th, 2015|1 Comment

In 2005, the US bankruptcy laws were changed to stem the tide of debtors who were intentionally [...]

3 Reasons to Focus on Paying off Debt over Establishing a Savings Account

February 12th, 2015|1 Comment

For years now, the debate over paying down debt versus saving has raged on among financial experts. [...]

5 Tips on How Stay out of Debt in 2015

February 10th, 2015|1 Comment

If you find yourself in debt like millions of other Americans, you can make 2015 the year [...]

3 Reasons to Stop Procrastinating your Debt

February 5th, 2015|1 Comment

In case you haven't noticed, debt has a tendency of sticking around until you start paying it [...]

4 Reasons to Pay Credit Card Bills on Time

February 3rd, 2015|1 Comment

From a very young age, parents are charged with teaching their kids the importance of paying bills [...]

How to get your Finances in Order in 2015

January 29th, 2015|2 Comments

New Year resolutions aside, the New Year offers a great time to get your finances in order. [...]

How to Avoid Holiday Debt Scams

January 27th, 2015|1 Comment

As hard as you work to make money, scammers are working just as hard to get that [...]

How to Budget to Stay Debt-Free

January 22nd, 2015|1 Comment

There is no denying that the best way to deal with debt is to avoid it all [...]

The Real Cost of Paying the Monthly Minimum on Credit Cards

January 20th, 2015|1 Comment

Credit card debt in America is exploding. According to Federal Reserve stats issued in July 2014, Americans [...]

3 Ways to Fix your Financial Troubles

January 15th, 2015|1 Comment

There really is no shame in finding yourself in financial trouble. For many people, it happens for [...]

Warning Signs of Slipping into Debt

January 13th, 2015|1 Comment

Most individuals don't go from financial stability to debt problems overnight without some type of initial warning [...]

How to Survive the Holiday Season Without Breaking the Bank

December 11th, 2014|Comments Off on How to Survive the Holiday Season Without Breaking the Bank

According to statistics released by Comscore, Shoporg, Technet and the American Research Group, American consumers will spend [...]

Why is Debt Turning into American’s Favorite Pastime?

December 9th, 2014|Comments Off on Why is Debt Turning into American’s Favorite Pastime?

Over the past 30 years, Americans and their relationship with debt have been evolving. According to 2011 [...]

How to Celebrate the Holidays on A Budget

December 4th, 2014|Comments Off on How to Celebrate the Holidays on A Budget

With the holidays upon us, people are opening up their wallets and pulling out credit cards and [...]

Who is to Blame for Credit Card Debt? Consumers or Credit Card Companies?

December 2nd, 2014|Comments Off on Who is to Blame for Credit Card Debt? Consumers or Credit Card Companies?

There could be very little denying that many Americans are facing a debt crisis. According to recent [...]

5 Things 20 Somethings Must know about Credit Cards

November 25th, 2014|Comments Off on 5 Things 20 Somethings Must know about Credit Cards

According to analysis provided by PNC Bank in 2012, young adults (20 somethings) are carrying an average [...]

Why are Millennials Avoiding Credit Cards

November 20th, 2014|Comments Off on Why are Millennials Avoiding Credit Cards

At a time when many Americans are forced to deal with credit card debt issues, there is [...]

5 Common Credit Card Debt Habits That Lead to Financial Ruin

November 18th, 2014|Comments Off on 5 Common Credit Card Debt Habits That Lead to Financial Ruin

Credit cards, when used properly, can provide consumers with a nice safety net when they need to [...]

Holiday Spending Mistakes that can Set you Back Financially

November 13th, 2014|Comments Off on Holiday Spending Mistakes that can Set you Back Financially

As the holiday season draws near, it's a good time for you to take stock of your [...]

Why do Older Households Carry More Debt than Their Counterpart?

November 11th, 2014|Comments Off on Why do Older Households Carry More Debt than Their Counterpart?

Consumer debt is a problem that has plagued Americans for several decades. Based on figures provided by [...]

How to Talk to your Partner About Credit Card Debt

November 6th, 2014|Comments Off on How to Talk to your Partner About Credit Card Debt

The conversation may be spurred after receiving a debt collection phone call, or after opening an over-due [...]

3 Reasons to set up an Emergency Fund

November 4th, 2014|Comments Off on 3 Reasons to set up an Emergency Fund

Setting aside some money in order to build up an emergency fund is important, even for those [...]

Wrong Way to use Credit Cards

October 30th, 2014|Comments Off on Wrong Way to use Credit Cards

Banking services have evolved over the years and it is up to individual customers to choose products [...]

Important Money Decisions 20-Somethings can make to Avoid Debt

October 28th, 2014|Comments Off on Important Money Decisions 20-Somethings can make to Avoid Debt

According to one study by PNC Financial that was cited in Business Insider, the average debt burden [...]

Why are Many Americans Drowning in Debt and How can it be Prevented

October 23rd, 2014|Comments Off on Why are Many Americans Drowning in Debt and How can it be Prevented

According to Forbes Magazine, almost half of all Americans carry a credit card balance from month to month, [...]

Five Things that are Killing your Credit Score

October 21st, 2014|Comments Off on Five Things that are Killing your Credit Score

Many things in life are dependent on a good credit score. For example, Lower interest rates, higher [...]

How to Reduce Your Debt to Retire Debt Free

October 14th, 2014|Comments Off on How to Reduce Your Debt to Retire Debt Free

Debt does not have to be a part of life. In fact, debt -- as burdensome as [...]

Spending Patterns that Lead to Debt

October 9th, 2014|Comments Off on Spending Patterns that Lead to Debt

When minimum payments make monthly expenses hard to afford, it is only natural to fall back on [...]

Negative Impact on Closing Credit Card Accounts

October 7th, 2014|Comments Off on Negative Impact on Closing Credit Card Accounts

Though closing credit accounts may have its benefits especially if you are prone to over-spending or fraud [...]

US States with the Most Credit Card Debt

October 2nd, 2014|Comments Off on US States with the Most Credit Card Debt

Many Americans are struggling with credit card debt. As of September, 2014, average household credit card debt [...]

Live Fiscally Fit by Consolidating your Debts

September 30th, 2014|Comments Off on Live Fiscally Fit by Consolidating your Debts

What Is Debt Consolidation? Debt consolidation combines multiple debt-charges into a single debt with one payment, rather [...]

What Impact will Medical Debt have on your Credit Score after the Fico Update

September 25th, 2014|Comments Off on What Impact will Medical Debt have on your Credit Score after the Fico Update

Changes at FICO In August of this year, the organization managing the most influential credit score in [...]

Three ways Debt Management Professionals can help with Business Debt

September 23rd, 2014|1 Comment

Debt is an easy trap to fall into, especially for small businesses who often require loans in [...]

The Impact of Debt on Single Income Compare to Two Income Households

September 18th, 2014|Comments Off on The Impact of Debt on Single Income Compare to Two Income Households

If you ever owed money to multiple creditors, and did not have the funds to pay them, [...]

5 Things you Need to know About Credit Card Debt

September 16th, 2014|Comments Off on 5 Things you Need to know About Credit Card Debt

Credit, Consumers and the Economy Availability of credit is a basic premise of consumer capitalism. The American [...]

3 types of debt you Should Avoid

September 11th, 2014|Comments Off on 3 types of debt you Should Avoid

No type of debt is really good. Even where you've borrowed money for a useful purpose, debt [...]

Why Don’t Debit Transactions Improve your Credit Score

September 9th, 2014|Comments Off on Why Don’t Debit Transactions Improve your Credit Score

Debit Card Basics Your debit card is a convenience. Issued by your bank, it allows you to: [...]

How to Escape a Debt Trap Using a Debt Management Plan

September 4th, 2014|Comments Off on How to Escape a Debt Trap Using a Debt Management Plan

The Debt Trap The term debt trap refers to conditions of personal finance where debt has become [...]

Characteristics of People who are Debt-Free

September 2nd, 2014|Comments Off on Characteristics of People who are Debt-Free

Living Debt-free: Myth or Reality? Living debt-free is difficult in our current economic system, which relies so [...]

Why It’s Important to Have a Great Credit Score

August 28th, 2014|1 Comment

Calculating Credit Ratings Credit scores are based on past financial performance and current level of indebtedness. They [...]

5 Money Habits that will Put you on the Path to Being Debt Free

August 26th, 2014|Comments Off on 5 Money Habits that will Put you on the Path to Being Debt Free

Debt Never Simply Disappears If you have debt, you know how difficult it can be, with money [...]

Stress: The Consequences of Debt

August 21st, 2014|Comments Off on Stress: The Consequences of Debt

Debt makes people feel desperate, and often leads to high levels of stress, based on anxiety over [...]

Debt Management Program Benefits

August 19th, 2014|Comments Off on Debt Management Program Benefits

There are many of Americans today that are facing a large mountain of debt, many of don't [...]

Benefits of Credit Card Debt Management Programs

August 14th, 2014|Comments Off on Benefits of Credit Card Debt Management Programs

You might have started your credit history in the past to help you build that credit to [...]

The Theory of Debt Management

August 12th, 2014|Comments Off on The Theory of Debt Management

Debt management is the process of taking a financial mess that may or may not be the [...]

Facts about Debt Management Plans

August 7th, 2014|Comments Off on Facts about Debt Management Plans

A debt management plan is a road-map that can take you from the land of bad credit [...]

What are Unsecured Debts?

August 5th, 2014|Comments Off on What are Unsecured Debts?

Unsecured Debt An unsecured debt is a financial obligation that is not supported by collateral. There is [...]

Can I Buy a Home While on a Debt Management Plan?

July 31st, 2014|Comments Off on Can I Buy a Home While on a Debt Management Plan?

Being on a debt management plan does not mean that your dreams of home ownership are dashed! [...]

Does a Debt Management Plan Ruin Your Credit?

July 29th, 2014|Comments Off on Does a Debt Management Plan Ruin Your Credit?

A debt management plan is a formal repayment agreement that a credit counselor negotiates with creditors to [...]

How to Set up a Monthly Household Budget to Increase your Savings Account

July 24th, 2014|Comments Off on How to Set up a Monthly Household Budget to Increase your Savings Account

Paying the bills and taking care of all other financial responsibilities that come with life often leave [...]

3 Advantages of Debt Management Plans

July 22nd, 2014|Comments Off on 3 Advantages of Debt Management Plans

For those in debt, finding a way out can often turn into an exercise in frustration. There [...]

Tutorial on Calculating Debt Management Ratios

July 17th, 2014|Comments Off on Tutorial on Calculating Debt Management Ratios

Terms such as debt management and ratios sound like they belong to a business profit and loss [...]

How to Select a Debt Management Plan

July 15th, 2014|Comments Off on How to Select a Debt Management Plan

A great credit score buys the consumer lower interest rates and the ability to make larger purchases [...]

How to Reestablish Credit After Debt Management

July 10th, 2014|Comments Off on How to Reestablish Credit After Debt Management

Debt management companies have seen an increase in business over the past several years, and the most [...]

Debt Management Vs. Bankruptcy

July 8th, 2014|Comments Off on Debt Management Vs. Bankruptcy

Americans have accumulated just over $11 trillion in debt with the majority of it stemming from student [...]

Can a Debt Management Program Stop Wage Garnishment

July 3rd, 2014|Comments Off on Can a Debt Management Program Stop Wage Garnishment

These days, many know the crushing pressure of seemingly insurmountable debt. It can sometimes seem impossible to [...]

Debt Management Program Enrollment Qualifications

July 1st, 2014|Comments Off on Debt Management Program Enrollment Qualifications

Assistance is available for people overwhelmed by unsecured debts at high interest rates. The Federal Trade Commission [...]

How to Get Out of Debt

June 26th, 2014|Comments Off on How to Get Out of Debt

Debt can be a harrowing experience. Many debtors face multiple creditors, each of whom demands regular payments. [...]

Objectives of Debt Management

June 24th, 2014|Comments Off on Objectives of Debt Management

Between credit card debt, student loans, mortgages and small business loans, Americans are drowning in debt. According [...]

Does a Debt Management Plan Affect College Financial Aid?

June 19th, 2014|Comments Off on Does a Debt Management Plan Affect College Financial Aid?

Debt management is one of the most important parts about going to college. If you budget incorrectly, [...]

Credit Card Debt Management Programs

June 17th, 2014|Comments Off on Credit Card Debt Management Programs

Graduates today are leaving college with more than their Bachelors’ degree. According to a report by Sallie [...]

How to Achieve a Successful Debt Management Plan

June 12th, 2014|Comments Off on How to Achieve a Successful Debt Management Plan

Having control of debt can lead to better opportunities. Getting a desired job and a home in [...]

American Personal Debt

June 10th, 2014|Comments Off on American Personal Debt

Personal debt in the United States is large. Collectively, Americans are $11.8 Trillion in debt, up 3.7% [...]

Approved Debt Management Plans

June 5th, 2014|Comments Off on Approved Debt Management Plans

An increasing number of people are finding it difficult to manage their finances due to the depressed [...]

5 Principles For Debt Management

June 3rd, 2014|Comments Off on 5 Principles For Debt Management

As an adult, money management is a part of life. As soon as car payments and mortgages [...]

How Your Debt Affects Your Credit Score

May 23rd, 2014|1 Comment

Keep tabs on credit use for smarter debt management There are three different types of debt used [...]

What Is A Debt Settlement Letter

May 20th, 2014|Comments Off on What Is A Debt Settlement Letter

Accurate documentation is essential in a settlement situation Working through a debt settlement can feel like harrowing [...]

Three Types of Debt

May 13th, 2014|Comments Off on Three Types of Debt

Due diligence is essential when balancing debt load An informed consumer of credit and loans will understand [...]

Responding to Collections Action on Debt

May 8th, 2014|Comments Off on Responding to Collections Action on Debt

Clear, proactive process to manage collections situation Many consumers with debt often think that it will simply [...]

Costly Credit Management Myths You Should Know

May 6th, 2014|Comments Off on Costly Credit Management Myths You Should Know

Myth versus facts are important to good credit health Consumers today must maintain good-to-excellent credit records because [...]

Dealing with Medical Debt

May 1st, 2014|Comments Off on Dealing with Medical Debt

Mitigate your medical debt quickly, avoid falling prey to swift collections action More and more consumers today [...]

Credit Card Debt and Divorce: Who Is Responsible?

April 29th, 2014|Comments Off on Credit Card Debt and Divorce: Who Is Responsible?

If divorce is on your radar, start thinking now about how you will handle your debt Dealing [...]

Should You Negotiate Your Debt Settlement?

April 24th, 2014|Comments Off on Should You Negotiate Your Debt Settlement?

Anyone dealing with insurmountable debt can work with creditors to negotiate a debt settlement. Many creditors would [...]

Tips for Managing Your Credit Card Debt

April 22nd, 2014|Comments Off on Tips for Managing Your Credit Card Debt

Lower debt risk by smart credit management Every consumer of credit should take care to know how [...]

Consumer Loans and You

April 17th, 2014|Comments Off on Consumer Loans and You

Think ‘penny wise’ when considering any type of consumer loan There comes a time in every consumer’s [...]

Can the Government Help Consumers Resolve Credit Card Debt?

April 15th, 2014|Comments Off on Can the Government Help Consumers Resolve Credit Card Debt?

Government provides guidance, lists for debt solutions In the wake of the financial credit crisis that began [...]

Debt Across The Generations

April 10th, 2014|1 Comment

Debt challenges all, regardless of boundaries A wide range of economic and debt experts have studied the [...]

Managing Family Debt

April 8th, 2014|1 Comment

Family debt, also called household debt, is the collective or total sum of debt incurred by all [...]

Dealing with Estate Credit Card Debt

April 3rd, 2014|1 Comment

Tips to managing credit card debt of a deceased loved one Losing a loved one is never [...]

Your Credit Card Debt and Your Taxes

April 1st, 2014|1 Comment

Know what is and is not subject to tax penalty As we approach the final days of [...]

Juggling Credit Card Debt In Your Golden Years

March 27th, 2014|1 Comment

Early intervention can be a great debt mitigation strategy People have been told for generations to build [...]

Negative Effects of Credit Card Debt

March 25th, 2014|1 Comment

Bad credit is a bigger burden than you might expect Anyone dealing with credit card debt will [...]

How Debt Settlement Affects Credit Scores

March 20th, 2014|1 Comment

Payment history carries most weight in FICO credit scoring model There’s no doubt that debt settlement will [...]

Common Types of Business Loans

March 18th, 2014|Comments Off on Common Types of Business Loans

Business owners benefit from range of loan options to fit most needs Every business owner would agree [...]

Common Types of Consumer Loans

March 14th, 2014|1 Comment

Make sure you can afford that loan before taking a jump into the unknown The purpose of [...]

Differences Between Consumer and Commercial Loans

March 11th, 2014|1 Comment

Loans support the needs of many, yet have the same consequences Loans for consumers and businesses vary [...]

The Consequences of Credit Card Default

March 6th, 2014|Comments Off on The Consequences of Credit Card Default

Ignored defaulted accounts quickly transform into a sticky, haunting mess. Consumers who have been issued credit cards [...]

How Do I Get A Debt Settlement?

March 4th, 2014|2 Comments

Debt Settlement Approach You’ve recognized you are in debt and need to settle your delinquencies. Taking steps [...]

Writing Off Credit Card Debt

February 27th, 2014|Comments Off on Writing Off Credit Card Debt

A write-off is not a debt forgiveness action by the creditor Consumers cannot write off their credit [...]

Credit Card Debt Settlement Tips

February 25th, 2014|1 Comment

Age of debt determines your strategy and probable outcomes Credit card debt is a financially and emotionally [...]

Credit Card Debt Forgiveness: The Risks and Rewards

February 20th, 2014|Comments Off on Credit Card Debt Forgiveness: The Risks and Rewards

Settling with your creditors can be both bad and good for your future financial picture No one [...]

Credit Card Debt after Death: Who Is Responsible?

February 18th, 2014|1 Comment

Awareness of your responsibilities for deceased relative’s debt helps protect you and your money. How to deal [...]

Consumer Loans: Your Responsibilities

February 13th, 2014|Comments Off on Consumer Loans: Your Responsibilities

Build better credit by being an informed, engaged, and take-charge borrower Consumer loans and credit accounts are [...]

Consumer Loans: Your Rights

February 11th, 2014|1 Comment

An overview to understanding your rights under the law There is a point in nearly every person’s [...]

Initiatives to Resolve Your Unsecured Debt

February 6th, 2014|1 Comment

Protection starts with acting on remedy Life events happen and suddenly you find yourself dealing with unsecured [...]

Characteristics of Good Consumer Loans

February 4th, 2014|Comments Off on Characteristics of Good Consumer Loans

Understand basic differences before you borrow Most consumers need to borrow money at some point in their [...]

Getting a Business Loan on Less-than-perfect Credit

February 4th, 2014|Comments Off on Getting a Business Loan on Less-than-perfect Credit

Use your business sense and a smart strategy to get a 'yes' Nearly everyone dreams of being [...]

Debt Resolution Program Success Strategy

January 30th, 2014|1 Comment

Adopt a smart business mindset and achieve your goal Advantages of enrolling in a debt resolution program, [...]

Making Your Debt Management Program Work for You

January 28th, 2014|1 Comment

Focus on getting out of debt forever The first step toward a successful debt management program that [...]

Benefits of Debt Settlement

January 23rd, 2014|1 Comment

Taking action is the first step to enjoying an improved financial picture Bad financial issues happen when [...]

Average Debt Settlement Percentages

January 21st, 2014|1 Comment

Expert debt negotiation benefits the consumer, regardless of economic numbers Consumers who fall into debt and look [...]

Be Wary of Alternative Debt Resolution Tactics

January 16th, 2014|1 Comment

Debt-challenged people would do almost anything to get rid of their debt, and some make poor decisions [...]

The Advantages and Disadvantages of Consumer Loans

January 14th, 2014|1 Comment

Consumer loans can be fantastic ways to have cash on hand buy the tangible items or services [...]

The Benefits of Personal Loans

January 9th, 2014|1 Comment

Personal loans are some of the easiest loans consumers can get and they come with many benefits. [...]

The Advantage of Debt Management

January 7th, 2014|1 Comment

Consumers struggling with unsecured debt are dealing with genuine financial hardship. Facing a mountain of bills from [...]

Looking Ahead To A Debt-free Year

January 2nd, 2014|1 Comment

It is possible to avoid the risk of falling into debt if you are up to the [...]

Think Twice about Potential Debt Before Co-signing Loans

December 31st, 2013|Comments Off on Think Twice about Potential Debt Before Co-signing Loans

Everyone needs a little help now and then. It is part of human nature and moving up [...]

After The Big Event: Managing The Debt That Follows

December 26th, 2013|1 Comment

Once the holiday festivities are over, the credit card bills begin to arrive in mailboxes. If you [...]

Keeping The Fun In Holidays Without Blowing Your Budget

December 19th, 2013|1 Comment

Most everyone loves the end-of-year holiday season. Festive lights, merry spirits, glitter and glitz abound. Marketers know [...]

Will Debt Management Help or Hurt you?

December 17th, 2013|1 Comment

Dealing with financial woes and being in debt is a stressful experience. For many people, debt is [...]

Boomers Carrying more Credit Card Debt

December 12th, 2013|1 Comment

A surprisingly large number of Americans today are carrying more debt than previous generations. Boomers primarily accustomed [...]

The Demographics of American Debt

December 10th, 2013|1 Comment

Living with debt seems to be an American way of life. In surveys conducted since 2000, finance [...]

Tips for Debt-Free Living

December 5th, 2013|Comments Off on Tips for Debt-Free Living

Everyone dreams about living life free of debt. Many people joke about how their winning the lottery [...]

7 Money-Saving Travel Tips

December 3rd, 2013|Comments Off on 7 Money-Saving Travel Tips

Holiday travelers can plan enjoyable trips away from home to visit friends and relatives or take in [...]

How To Keep From Overspending During The Holidays

November 27th, 2013|1 Comment

You want everyone's holidays to be happy and bright without the drama of over-spending and massive credit [...]

Biggest Credit Mistakes you can Make

November 25th, 2013|1 Comment

Every consumer knows that failure to pay bills is an obvious negative trait and the fastest way [...]

Beware the Pitfalls of Credit Card Debt

November 21st, 2013|1 Comment

Credit cards are attractive to us for many reasons. They woo us with promises of easier and [...]

Debtors Struggling To Pay Down Credit Cards

November 19th, 2013|Comments Off on Debtors Struggling To Pay Down Credit Cards

Consumers have been struggling harder than ever since the recession to pay down credit card debt, even [...]

Save Where You Can, Lower Your Debt Risk

November 14th, 2013|1 Comment

Everyone wants to save money. It helps us feel more secure in the event of emergencies, and [...]

5 Characteristics Of Debt-Free Living

November 12th, 2013|1 Comment

The end of the year is a great time to make a date with your finances and [...]

Beware of the “Universal Default Clause”

November 7th, 2013|1 Comment

Credit cards are unsecured loans and have relatively less-forgiving terms and higher interest rates than those available [...]

Navigating Black Friday and Cyber Monday Sales

November 5th, 2013|1 Comment

End-of-year holidays bring much excitement and anticipation for consumers who want to ensure the holidays are happy [...]

Debt Settlement Voodoo, Scams, and Trolls

October 31st, 2013|1 Comment

People struggling with debt often wonder if debt settlement is a good choice to help them overcome [...]

Understanding Your Credit Report

October 29th, 2013|Comments Off on Understanding Your Credit Report

A credit history is an important document to creditors. Credit cards, banks, and mortgage lenders like to [...]

In Debt? You Still Need To Check Your Credit Score!

October 24th, 2013|1 Comment

Struggling with unsecured debt and resolving it through debt settlement does not mean you should simply forget [...]

Common Credit Card Questions

October 22nd, 2013|1 Comment

Get Answers to the Most Common Credit Card Questions Smart consumers always ask common questions about getting [...]

Challenges of Paying Debt Down with High-Rate Credit Cards

October 18th, 2013|1 Comment

Most consumers fall into debt due to unexpected circumstances beyond their control, such as medical emergencies, job [...]

How the Fair Debt Collections Act Protects You

October 15th, 2013|1 Comment

Few consumers struggling with unsecured debt are aware of the depth of consumer protection amendment, the Fair [...]

Importance of Your Debt Settlement Statement and Why You Need to Read It

October 10th, 2013|1 Comment

A smart consumer of debt settlement services ensures all negotiation points are in order and listed or [...]

Avoid Bankruptcy Through Debt Settlement

October 8th, 2013|3 Comments

Consumer concerns over high debt and tighter household finances tend to rise as the summer months give [...]

Rebuilding Your Credit During Debt Settlement

October 3rd, 2013|Comments Off on Rebuilding Your Credit During Debt Settlement

Perhaps you are considering debt settlement, but you are concerned about its negative perceptions, implications, and undesirable [...]

Professional Negotiation Essential to Debt Settlement Success

October 1st, 2013|Comments Off on Professional Negotiation Essential to Debt Settlement Success

More Americans find themselves saddled by mountains of credit card debt, medical bills, and other forms of [...]

The Pros And Cons Of A Debt Management Plan

September 26th, 2013|Comments Off on The Pros And Cons Of A Debt Management Plan

Debt management plans are beneficial when you need help paying down your unsecured debt balances when your [...]

How Debt Management Helps You Prioritize Your Business Debt

September 24th, 2013|Comments Off on How Debt Management Helps You Prioritize Your Business Debt

Tough financial or economic times for your struggling business don't mean a future filled with doom and [...]

Negotiating Debt Settlement When Your Business Is Struggling

September 19th, 2013|Comments Off on Negotiating Debt Settlement When Your Business Is Struggling

You worked hard to start your business. No doubt, you're continuing to work hard to keep it [...]

Debt Management Versus Debt Settlement

September 17th, 2013|Comments Off on Debt Management Versus Debt Settlement

Pursuing debt settlement or debt management as a potential strategy to resolve your unsecured debt is a [...]

Understanding Personal Financial Basics

September 12th, 2013|Comments Off on Understanding Personal Financial Basics

Everyone needs to establish personal financial budgets to smartly manage money and avoid the perils of stumbling [...]

Is Debt Settlement A Bad Choice?

September 10th, 2013|Comments Off on Is Debt Settlement A Bad Choice?

You may be one of the many Americans in the post-recession economy who are new to debt [...]

What You Don’t Know About Debt Can Hurt You

September 5th, 2013|Comments Off on What You Don’t Know About Debt Can Hurt You

We're discussing credit and its relationship to debt quite a bit these last few posts. There's a [...]

Why People Go Into Debt

September 3rd, 2013|Comments Off on Why People Go Into Debt

People fall into debt for a variety of reasons. Some are caused by poor money management, spending [...]

Understanding the Debt Cycle

August 29th, 2013|Comments Off on Understanding the Debt Cycle

Many people who fall into debt 'wake up' one day and wonder what happened. They are not [...]

Control Your Debt by Thinking About it

August 27th, 2013|Comments Off on Control Your Debt by Thinking About it

Debt seems to be equated with the American way of life. In fact, Forbes reported in 2010 [...]

Debt Settlement: Restrictive, Yet Doable and Effective

August 22nd, 2013|Comments Off on Debt Settlement: Restrictive, Yet Doable and Effective

Debt loads that reach monumental proportions are challenges to be reckoned with by cash-strapped consumers. In many [...]

9 Tip-offs that You’re Headed Toward Debt Disaster

August 20th, 2013|Comments Off on 9 Tip-offs that You’re Headed Toward Debt Disaster

The road to unmanageable debt has many twists and turns. Reaching the point of desperation doesn't happen [...]

Understanding the Five Household Budget Elements

August 15th, 2013|Comments Off on Understanding the Five Household Budget Elements

The five household budget elements everyone must understand shouldn't be a mystery to anyone. Awareness of what [...]

Typical Percentages for Household Budgets

August 13th, 2013|Comments Off on Typical Percentages for Household Budgets

Everyone needs a budget. We have as to create and live within the confines of a budget [...]

How to Manage Your Household Budget

August 8th, 2013|Comments Off on How to Manage Your Household Budget

The smart way to manage your debt is to create a household budget and maintain it daily. [...]

Debit Card as Growing Consumer Preference

August 6th, 2013|Comments Off on Debit Card as Growing Consumer Preference

Consumers who worry about falling into debt from credit card overuse are switching their plastic payment method [...]

Why Credit Counseling Is Important In Debt Settlement?

August 1st, 2013|Comments Off on Why Credit Counseling Is Important In Debt Settlement?

Dealing with unmanageable debt, whether secured or unsecured, is no laughing matter. It is a personal and [...]

Freedom From Stress Through Debt Settlement

July 30th, 2013|Comments Off on Freedom From Stress Through Debt Settlement

Your debt load is unmanageable and you are losing sleep. You are hounded by collections calls, even [...]

Three Ways To Control Spending, Mitigate Debt

July 25th, 2013|Comments Off on Three Ways To Control Spending, Mitigate Debt

Everyone worries about debt. Most people try to live debt free, but it's an impossible goal when [...]

Back to School: Shop Smart, Lower Debt Risk

July 23rd, 2013|Comments Off on Back to School: Shop Smart, Lower Debt Risk

Yes, it's only July, but with many schools planning first days of instruction for mid-to-late August, back-to [...]

How to Stay Positive During Debt Settlement

July 18th, 2013|Comments Off on How to Stay Positive During Debt Settlement

Games. They're fun, and they make us happy. We play games because they challenge us, make us [...]

What Happens If My Creditors Won’t Settle?

July 16th, 2013|1 Comment

Consumers struggling with debt are likely to be on the receiving end of collections actions and potential [...]

Your Rights During Debt Settlement

July 11th, 2013|Comments Off on Your Rights During Debt Settlement

Consumers behind on bills can and should expect to receive debt collections calls from creditors, agencies, and/or [...]

Rebuilding Trust With Creditors During Debt Settlement

July 9th, 2013|Comments Off on Rebuilding Trust With Creditors During Debt Settlement

Struggling to meet all debt obligations can be extremely challenging, especially when faced with unforeseen circumstances. Few [...]

Three Tips to Avoid Outrageous Vacation Debt

July 3rd, 2013|Comments Off on Three Tips to Avoid Outrageous Vacation Debt

Everyone needs a vacation to wind down and escape the stress of work, regroup and rethink life [...]

How to Dispute a Debt With Your Lender

July 1st, 2013|Comments Off on How to Dispute a Debt With Your Lender

Making regular payments on a loan is something most borrowers strive to do. It means borrowers who [...]

How to Eliminate Debt Forever

June 27th, 2013|Comments Off on How to Eliminate Debt Forever

Managing money and staying out of debt is tough for many people. Falling into debt seems to [...]

How to Dispute A Debt on Your Credit Card Statement

June 25th, 2013|Comments Off on How to Dispute A Debt on Your Credit Card Statement

Mistakes happen all the time. After all, we're human, and that includes the merchants with which we [...]

How to Become Debt Free

June 20th, 2013|Comments Off on How to Become Debt Free

Think about the plans you made for your future, back when you were young and carefree. Perhaps [...]

Can you go to Jail for Debt?

June 18th, 2013|Comments Off on Can you go to Jail for Debt?

Many people struggling with meeting debt payments think the worst that can happen is nagging calls from [...]

How does Debt Consolidation Work?

June 14th, 2013|Comments Off on How does Debt Consolidation Work?

In today's tough economic times, more and more American's are finding themselves mired in debt. In reality, [...]

What Is Debt Settlement?

June 11th, 2013|Comments Off on What Is Debt Settlement?

When borrowers are mired in debt, some will likely become paralyzed with fear and simply hope, if [...]

The Effects of Debt

June 6th, 2013|Comments Off on The Effects of Debt

At first glance, debt appears to be good for us, regardless of our income. Taking on a [...]

How Lenders Calculate Your Debt-to-Income Ratio

June 4th, 2013|Comments Off on How Lenders Calculate Your Debt-to-Income Ratio

Debt-to-income (DTI) ratio is the formula creditors use to determine whether they want to offer you a [...]

How to Consolidate Debt

May 31st, 2013|Comments Off on How to Consolidate Debt

When a debtor is strapped with debt, and sometimes paralyzed with fear, knowing what to do and [...]

What Is Debt Consolidation?

May 29th, 2013|Comments Off on What Is Debt Consolidation?

Debt consolidation is the act of taking out a single loan to pay down, and eventually pay [...]

What is Debt?

May 23rd, 2013|Comments Off on What is Debt?

Simply put, debt is an obligation owed by one party, group, or individual (the debtor) to another [...]

What is the Debt Ceiling?

May 21st, 2013|Comments Off on What is the Debt Ceiling?

While the economy continues to show signs of continued recovery in 2013, it would be prudent to [...]

How to Pay off Debt

May 16th, 2013|Comments Off on How to Pay off Debt

You've racked up debt, and now there's no magic way to make it go away. Even if [...]

How To Get Out Of Credit Card Debt?

May 14th, 2013|Comments Off on How To Get Out Of Credit Card Debt?

The offers from banks and card companies are so tempting. That entry interest rate is so low. [...]

11 Items Your Debt Settlement Client Agreement Must Contain

May 2nd, 2013|Comments Off on 11 Items Your Debt Settlement Client Agreement Must Contain

You've done your due diligence, interviewed several debt settlement companies, have finally selected the company you believe [...]

How To Mend Your Credit Score

April 30th, 2013|Comments Off on How To Mend Your Credit Score

Many consumers considering professional debt settlement are very concerned about its impact on credit score. Yes, it [...]

9 Tips That You’re Headed for A Debt Disaster

April 25th, 2013|Comments Off on 9 Tips That You’re Headed for A Debt Disaster

Do any of these 9 points resonate? If yes, then you may be headed for a debt [...]

Debt Settlement and Taxes

April 23rd, 2013|Comments Off on Debt Settlement and Taxes

When unsecured credit card debt gets unmanageable, struggling consumers have few options. Many make the smart decision [...]

What to Expect When Applying for Debt Settlement Help

April 21st, 2013|Comments Off on What to Expect When Applying for Debt Settlement Help

You’ve found yourself at a point where debt from bills, loans, and credit cards exceed your income [...]

3 Must-dos for Anyone With A Debt Management Plan

April 18th, 2013|Comments Off on 3 Must-dos for Anyone With A Debt Management Plan

The recession of 2008-2009 and unusually long period of high unemployment were not kind to many Americans. [...]

How To Avoid Debt Settlement Scams

April 16th, 2013|Comments Off on How To Avoid Debt Settlement Scams

In these tough financial times, consumers more and more are turning to professional debt settlement companies. Sometimes, [...]

How to Find The Right Debt Settlement Company

April 12th, 2013|Comments Off on How to Find The Right Debt Settlement Company

Consumers troubled with the challenges of overwhelming debt begin to seek help when they can no longer [...]

Managing The Risk of Debt Inheritance

April 9th, 2013|Comments Off on Managing The Risk of Debt Inheritance

It's a little known fact that President Lincoln died without leaving a will. He simply didn't get [...]

Understanding Debt Settlement Rules

April 4th, 2013|Comments Off on Understanding Debt Settlement Rules

Using the services of a debt settlement company to help debt-challenged consumers take steps to change spending [...]

Business Debt: Can you Really Settle the Debt Yourself?

April 2nd, 2013|Comments Off on Business Debt: Can you Really Settle the Debt Yourself?

Whether you're struggling financially to keep your business going or have made the decision to close shop [...]

Watch Out for New Credit Card Fees in 2013

March 28th, 2013|Comments Off on Watch Out for New Credit Card Fees in 2013

Credit card companies have us right where they want us: armed with their plastic charge cards and [...]

17 Points to Consider When Choosing A Debt Settlement Company

March 26th, 2013|Comments Off on 17 Points to Consider When Choosing A Debt Settlement Company

Debt. You’re drowning in it. Creditors call day and night demanding payments that you simply can’t afford. [...]

How to Recognize When You’re in Financial Trouble and Need Debt Settlement

March 21st, 2013|Comments Off on How to Recognize When You’re in Financial Trouble and Need Debt Settlement

Your credit cards are maxed out. Your unsecured personal lines of credit and personal loans are at [...]

Real Estate in 2010: Uphill Battle Continues

February 26th, 2010|Comments Off on Real Estate in 2010: Uphill Battle Continues

While there seems to be some improvement in the economy, the real estate market has yet to [...]

Where Do Your Finances Stand?

February 24th, 2010|Comments Off on Where Do Your Finances Stand?

The past two years have turned many American households financially  upside down. Mainly, the changes have occurred [...]

Creative New Fees Escape CARD Act Rules, Surprises Consumers

February 22nd, 2010|Comments Off on Creative New Fees Escape CARD Act Rules, Surprises Consumers

In 2009, the government passed The Credit CARD Act. This was intended to limit banks (card issuers) [...]

Bankruptcies up 32 percent in 2009

February 19th, 2010|Comments Off on Bankruptcies up 32 percent in 2009

The Associated Press reports that a record number of bankruptcies occurred in 2009, a total of 1.4 [...]

5 Moves to Make Ahead of the New Credit Card Law

February 18th, 2010|Comments Off on 5 Moves to Make Ahead of the New Credit Card Law

5 Moves to Make Ahead of the New Credit Card Law by Connie Prater Tuesday, February 9, [...]

7 Credit Card Predictions for 2010 or What may Happen to your Credit Cards in 2010

February 16th, 2010|Comments Off on 7 Credit Card Predictions for 2010 or What may Happen to your Credit Cards in 2010

To avoid costly surprises. you will need to pay close attention to those Disclosure Statements that banks [...]

Borrowing Money will be Even Tougher in 2010

December 21st, 2009|Comments Off on Borrowing Money will be Even Tougher in 2010

A recent US news report showed that 92 of 100 bankers recently surveyed said that lending standards [...]

How Will Debt Settlement Impact my Credit?

December 20th, 2009|Comments Off on How Will Debt Settlement Impact my Credit?

The emperor has no clothes and for the first time in modern history, the mystery of how [...]

Why Now is the Best Time to Settle Your Debt

December 13th, 2009|Comments Off on Why Now is the Best Time to Settle Your Debt

For millions of credit card holders, here’s the good news: As of Feb. 22, a new law [...]

Discover Card Discovering this isn’t so Easy any More

December 12th, 2009|Comments Off on Discover Card Discovering this isn’t so Easy any More

If Discover Financial Services was a credit card, investors would be cutting it in half this morning. [...]